Introduce balance field to User model with Alembic migration. Add
referral menu, admin /refpay command, and deep link sharing. Update
Dockerfile to multi-stage build and add Postgres service to compose.
Fix deep link parsing logic and conditional proxy initialization.
Move DTO definitions from dto/ to schemas/ and update imports.
Add buy handler with FSM state management for device selection,
whitelist toggling, and duration choice. Include pricing logic,
inline keyboards, and new configuration fields.
