diff --git a/.gitignore b/.gitignore
index 1f7cbc9..127cda6 100644
--- a/.gitignore
+++ b/.gitignore
@@ -179,4 +179,5 @@ cython_debug/
 plans
 dev.sh
 test_dummy.py
-*.pem
\ No newline at end of file
+*.pem
+tests/
\ No newline at end of file
diff --git a/alembic/versions/3d767875ec7d_transactions.py b/alembic/versions/3d767875ec7d_transactions.py
new file mode 100644
index 0000000..8590979
--- /dev/null
+++ b/alembic/versions/3d767875ec7d_transactions.py
@@ -0,0 +1,45 @@
+"""+transactions
+
+Revision ID: 3d767875ec7d
+Revises: 8686021972e9
+Create Date: 2026-08-01 23:40:43.069199
+
+"""
+from typing import Sequence, Union
+
+from alembic import op
+import sqlalchemy as sa
+
+
+# revision identifiers, used by Alembic.
+revision: str = '3d767875ec7d'
+down_revision: Union[str, Sequence[str], None] = '8686021972e9'
+branch_labels: Union[str, Sequence[str], None] = None
+depends_on: Union[str, Sequence[str], None] = None
+
+
+def upgrade() -> None:
+    """Upgrade schema."""
+    # ### commands auto generated by Alembic - please adjust! ###
+    op.create_table('balance_transactions',
+    sa.Column('id', sa.BIGINT(), autoincrement=True, nullable=False),
+    sa.Column('user_id', sa.BIGINT(), nullable=False),
+    sa.Column('amount', sa.INTEGER(), nullable=False),
+    sa.Column('tx_type', sa.Enum('deposit', 'purchase', 'refund', 'referral', 'manual', 'autorenew', 'manual_renew', name='balancetxtype'), nullable=False),
+    sa.Column('balance_before', sa.INTEGER(), nullable=False),
+    sa.Column('balance_after', sa.INTEGER(), nullable=False),
+    sa.Column('description', sa.TEXT(), nullable=True),
+    sa.Column('created_at', sa.DateTime(timezone=True), nullable=False),
+    sa.ForeignKeyConstraint(['user_id'], ['users.id'], ),
+    sa.PrimaryKeyConstraint('id')
+    )
+    op.create_index(op.f('ix_balance_transactions_user_id'), 'balance_transactions', ['user_id'], unique=False)
+    # ### end Alembic commands ###
+
+
+def downgrade() -> None:
+    """Downgrade schema."""
+    # ### commands auto generated by Alembic - please adjust! ###
+    op.drop_index(op.f('ix_balance_transactions_user_id'), table_name='balance_transactions')
+    op.drop_table('balance_transactions')
+    # ### end Alembic commands ###
diff --git a/alembic/versions/8101e7820b1e_balance_float_2.py b/alembic/versions/8101e7820b1e_balance_float_2.py
new file mode 100644
index 0000000..fabe616
--- /dev/null
+++ b/alembic/versions/8101e7820b1e_balance_float_2.py
@@ -0,0 +1,38 @@
+"""balance->float(2)
+
+Revision ID: 8101e7820b1e
+Revises: f1bb7c46f6f6
+Create Date: 2026-08-01 23:16:59.561628
+
+"""
+from typing import Sequence, Union
+
+from alembic import op
+import sqlalchemy as sa
+
+
+# revision identifiers, used by Alembic.
+revision: str = '8101e7820b1e'
+down_revision: Union[str, Sequence[str], None] = 'f1bb7c46f6f6'
+branch_labels: Union[str, Sequence[str], None] = None
+depends_on: Union[str, Sequence[str], None] = None
+
+
+def upgrade() -> None:
+    """Upgrade schema."""
+    # ### commands auto generated by Alembic - please adjust! ###
+    op.alter_column('users', 'balance',
+               existing_type=sa.REAL(),
+               type_=sa.FLOAT(precision=2),
+               existing_nullable=False)
+    # ### end Alembic commands ###
+
+
+def downgrade() -> None:
+    """Downgrade schema."""
+    # ### commands auto generated by Alembic - please adjust! ###
+    op.alter_column('users', 'balance',
+               existing_type=sa.FLOAT(precision=2),
+               type_=sa.REAL(),
+               existing_nullable=False)
+    # ### end Alembic commands ###
diff --git a/alembic/versions/8686021972e9_balance_real_psql_tweaking.py b/alembic/versions/8686021972e9_balance_real_psql_tweaking.py
new file mode 100644
index 0000000..12d35a1
--- /dev/null
+++ b/alembic/versions/8686021972e9_balance_real_psql_tweaking.py
@@ -0,0 +1,32 @@
+"""balance->REAL -- psql tweaking
+
+Revision ID: 8686021972e9
+Revises: 8101e7820b1e
+Create Date: 2026-08-01 23:17:44.635690
+
+"""
+from typing import Sequence, Union
+
+from alembic import op
+import sqlalchemy as sa
+
+
+# revision identifiers, used by Alembic.
+revision: str = '8686021972e9'
+down_revision: Union[str, Sequence[str], None] = '8101e7820b1e'
+branch_labels: Union[str, Sequence[str], None] = None
+depends_on: Union[str, Sequence[str], None] = None
+
+
+def upgrade() -> None:
+    """Upgrade schema."""
+    # ### commands auto generated by Alembic - please adjust! ###
+    pass
+    # ### end Alembic commands ###
+
+
+def downgrade() -> None:
+    """Downgrade schema."""
+    # ### commands auto generated by Alembic - please adjust! ###
+    pass
+    # ### end Alembic commands ###
diff --git a/alembic/versions/c58e44d15cca_user_balance.py b/alembic/versions/c58e44d15cca_user_balance.py
new file mode 100644
index 0000000..30577c8
--- /dev/null
+++ b/alembic/versions/c58e44d15cca_user_balance.py
@@ -0,0 +1,34 @@
+"""+user.balance
+
+Revision ID: c58e44d15cca
+Revises: e237f7c5cb9a
+Create Date: 2026-08-01 22:59:28.814554
+
+"""
+from typing import Sequence, Union
+
+from alembic import op
+import sqlalchemy as sa
+
+
+# revision identifiers, used by Alembic.
+revision: str = 'c58e44d15cca'
+down_revision: Union[str, Sequence[str], None] = 'e237f7c5cb9a'
+branch_labels: Union[str, Sequence[str], None] = None
+depends_on: Union[str, Sequence[str], None] = None
+
+
+def upgrade() -> None:
+    """Upgrade schema."""
+    # ### commands auto generated by Alembic - please adjust! ###
+    op.create_unique_constraint(None, 'invoices', ['id'])
+    op.add_column('users', sa.Column('balance', sa.FLOAT(precision=2), nullable=False))
+    # ### end Alembic commands ###
+
+
+def downgrade() -> None:
+    """Downgrade schema."""
+    # ### commands auto generated by Alembic - please adjust! ###
+    op.drop_column('users', 'balance')
+    op.drop_constraint(None, 'invoices', type_='unique')
+    # ### end Alembic commands ###
diff --git a/alembic/versions/f1bb7c46f6f6_user_id_integer_user_referal_id.py b/alembic/versions/f1bb7c46f6f6_user_id_integer_user_referal_id.py
new file mode 100644
index 0000000..660cab3
--- /dev/null
+++ b/alembic/versions/f1bb7c46f6f6_user_id_integer_user_referal_id.py
@@ -0,0 +1,68 @@
+"""user.id -> INTEGER, +user.referal_id
+
+Revision ID: f1bb7c46f6f6
+Revises: c58e44d15cca
+Create Date: 2026-08-01 23:14:21.719693
+
+"""
+from typing import Sequence, Union
+
+from alembic import op
+import sqlalchemy as sa
+
+
+# revision identifiers, used by Alembic.
+revision: str = 'f1bb7c46f6f6'
+down_revision: Union[str, Sequence[str], None] = 'c58e44d15cca'
+branch_labels: Union[str, Sequence[str], None] = None
+depends_on: Union[str, Sequence[str], None] = None
+
+
+def upgrade() -> None:
+    """Upgrade schema."""
+    # ### commands auto generated by Alembic - please adjust! ###
+    op.alter_column('invoices', 'creator_id',
+               existing_type=sa.BIGINT(),
+               type_=sa.INTEGER(),
+               existing_nullable=False)
+    op.alter_column('sessions', 'user_id',
+               existing_type=sa.BIGINT(),
+               type_=sa.INTEGER(),
+               existing_nullable=False)
+    op.add_column('users', sa.Column('referal_id', sa.INTEGER(), nullable=True))
+    op.alter_column('users', 'id',
+               existing_type=sa.BIGINT(),
+               type_=sa.INTEGER(),
+               existing_nullable=False,
+               autoincrement=True)
+    op.alter_column('users', 'balance',
+               existing_type=sa.REAL(),
+               type_=sa.FLOAT(precision=2),
+               existing_nullable=False)
+    op.create_foreign_key(None, 'users', 'users', ['referal_id'], ['id'])
+    # ### end Alembic commands ###
+
+
+def downgrade() -> None:
+    """Downgrade schema."""
+    # ### commands auto generated by Alembic - please adjust! ###
+    op.drop_constraint(None, 'users', type_='foreignkey')
+    op.alter_column('users', 'balance',
+               existing_type=sa.FLOAT(precision=2),
+               type_=sa.REAL(),
+               existing_nullable=False)
+    op.alter_column('users', 'id',
+               existing_type=sa.INTEGER(),
+               type_=sa.BIGINT(),
+               existing_nullable=False,
+               autoincrement=True)
+    op.drop_column('users', 'referal_id')
+    op.alter_column('sessions', 'user_id',
+               existing_type=sa.INTEGER(),
+               type_=sa.BIGINT(),
+               existing_nullable=False)
+    op.alter_column('invoices', 'creator_id',
+               existing_type=sa.INTEGER(),
+               type_=sa.BIGINT(),
+               existing_nullable=False)
+    # ### end Alembic commands ###
diff --git a/db/models/__init__.py b/db/models/__init__.py
index 134986c..efbffdb 100644
--- a/db/models/__init__.py
+++ b/db/models/__init__.py
@@ -2,6 +2,7 @@ from .addons import Addon
 from .invoice import Invoice
 from .pricing import PricingConfig
 from .sessions import Session
+from .transactions import BalanceTransaction
 from .users import User
 
-__all__ = ["Addon", "Invoice", "PricingConfig", "Session", "User"]
+__all__ = ["Addon", "BalanceTransaction", "Invoice", "PricingConfig", "Session", "User"]
diff --git a/db/models/invoice.py b/db/models/invoice.py
index 55cd6e8..4033a90 100644
--- a/db/models/invoice.py
+++ b/db/models/invoice.py
@@ -22,4 +22,4 @@ class Invoice(Base):
         Enum(InvoiceStatus, name="invoicestatus"), nullable=False, default=InvoiceStatus.ACTIVE
     )
 
-    user: Mapped["User"] = relationship("User")
+    creator: Mapped["User"] = relationship("User", lazy="selectin")
diff --git a/db/models/transactions.py b/db/models/transactions.py
new file mode 100644
index 0000000..112f281
--- /dev/null
+++ b/db/models/transactions.py
@@ -0,0 +1,43 @@
+from datetime import UTC, datetime
+from enum import StrEnum
+from typing import TYPE_CHECKING
+
+from sqlalchemy import BIGINT, INTEGER, TEXT, DateTime, Enum, ForeignKey
+from sqlalchemy.orm import Mapped, mapped_column
+
+from db.base import Base
+
+if TYPE_CHECKING:
+    pass
+
+
+class BalanceTxType(StrEnum):
+    DEPOSIT = "deposit"
+    PURCHASE = "purchase"
+    REFUND = "refund"
+    REFERRAL_BONUS = "referral"
+    MANUAL = "manual"
+    AUTORENEW = "autorenew"
+    MANUAL_RENEW = "manual_renew"
+
+
+class BalanceTransaction(Base):
+    __tablename__ = "balance_transactions"
+
+    id: Mapped[int] = mapped_column(BIGINT, autoincrement=True, primary_key=True)
+    user_id: Mapped[int] = mapped_column(BIGINT, ForeignKey("users.id"), nullable=False, index=True)
+    amount: Mapped[int] = mapped_column(INTEGER, nullable=False)
+
+    tx_type: Mapped[BalanceTxType] = mapped_column(
+        Enum(BalanceTxType, name="balancetxtype", values_callable=lambda x: [e.value for e in x]),
+        nullable=False,
+    )
+    balance_before: Mapped[int] = mapped_column(INTEGER, nullable=False)
+    balance_after: Mapped[int] = mapped_column(INTEGER, nullable=False)
+    description: Mapped[str] = mapped_column(TEXT, nullable=True)
+
+    created_at: Mapped[datetime] = mapped_column(
+        DateTime(timezone=True),
+        nullable=False,
+        default=lambda: datetime.now(UTC),
+    )
diff --git a/db/models/users.py b/db/models/users.py
index 8120ff9..4295f58 100644
--- a/db/models/users.py
+++ b/db/models/users.py
@@ -1,6 +1,6 @@
 from typing import TYPE_CHECKING
 
-from sqlalchemy import BIGINT, TEXT, VARCHAR
+from sqlalchemy import BIGINT, INTEGER, REAL, TEXT, VARCHAR, ForeignKey
 from sqlalchemy.orm import Mapped, mapped_column, relationship
 
 from db.base import Base
@@ -13,10 +13,17 @@ class User(Base):
     __tablename__ = "users"
 
     id: Mapped[int] = mapped_column(
-        BIGINT, unique=True, autoincrement=True, nullable=False, primary_key=True
+        INTEGER, unique=True, autoincrement=True, nullable=False, primary_key=True
     )
     username: Mapped[str] = mapped_column(TEXT, unique=True, nullable=True)
     hashed_password: Mapped[str] = mapped_column(VARCHAR(255), nullable=True)
     telegram_id: Mapped[int] = mapped_column(BIGINT, unique=True, nullable=True)
+    referal_id: Mapped[int] = mapped_column(ForeignKey("users.id"), nullable=True)
+
+    balance: Mapped[float] = mapped_column(REAL, nullable=False, default=0)
 
     sessions: Mapped[list["Session"]] = relationship(back_populates="user", lazy="selectin")
+    referal: Mapped["User | None"] = relationship(
+        "User",
+        remote_side=[id],
+    )
diff --git a/repositories/invoices.py b/repositories/invoices.py
index 5635c64..fee85af 100644
--- a/repositories/invoices.py
+++ b/repositories/invoices.py
@@ -32,3 +32,10 @@ class InvoiceRepository:
         await self.session.commit()
 
         return obj
+
+    async def update_status_by_id(self, invoice_id: int, status: InvoiceStatus) -> Invoice | None:
+        invoice = await self.get_by_id(invoice_id)
+        invoice.status = status
+        await self.session.commit()
+
+        return invoice
diff --git a/repositories/users.py b/repositories/users.py
index dfc3612..f63299b 100644
--- a/repositories/users.py
+++ b/repositories/users.py
@@ -2,6 +2,7 @@ from sqlalchemy import select
 from sqlalchemy.ext.asyncio import AsyncSession
 
 from db.models import User
+from db.models.transactions import BalanceTransaction, BalanceTxType
 
 
 class UserRepository:
@@ -39,3 +40,25 @@ class UserRepository:
         await self.session.commit()
 
         return obj
+
+    async def increase_balance(
+        self, user_id: int, amount: float, tx_type: BalanceTxType, description: str
+    ):
+        user = await self.get_user_by_id(user_id)
+
+        if not user:
+            return
+
+        obj = BalanceTransaction(
+            user_id=user_id,
+            amount=amount,
+            tx_type=tx_type,
+            balance_before=user.balance,
+            balance_after=user.balance + amount,
+            description=description,
+        )
+        self.session.add(obj)
+
+        user.balance += amount
+        await self.session.commit()
+        return user
diff --git a/requirements.txt b/requirements.txt
index 0924785..692267d 100644
--- a/requirements.txt
+++ b/requirements.txt
@@ -6,4 +6,5 @@ argon2-cffi>=25.1.0
 pydantic-settings>=2.14.0
 asyncpg>=0.31.0
 alembic>=1.18.0
-aiohttp>=3.14.0
\ No newline at end of file
+aiohttp>=3.14.0
+python-multipart==0.0.32
\ No newline at end of file
diff --git a/routes/__init__.py b/routes/__init__.py
index adeec58..0f8b57d 100644
--- a/routes/__init__.py
+++ b/routes/__init__.py
@@ -2,6 +2,7 @@ from fastapi import APIRouter
 
 from .auth import router as auth_router
 from .orders import router as orders_router
+from .payments import payment_routers
 from .plans import router as plans_router
 
-routers: list[APIRouter] = [auth_router, plans_router, orders_router]
+routers: list[APIRouter] = [auth_router, plans_router, orders_router, *payment_routers]
diff --git a/routes/payments/__init__.py b/routes/payments/__init__.py
new file mode 100644
index 0000000..495f6e4
--- /dev/null
+++ b/routes/payments/__init__.py
@@ -0,0 +1,3 @@
+from .pally import router as pally_router
+
+payment_routers = [pally_router]
diff --git a/routes/payments/pally.py b/routes/payments/pally.py
new file mode 100644
index 0000000..3d6a82b
--- /dev/null
+++ b/routes/payments/pally.py
@@ -0,0 +1,222 @@
+# ruff: noqa: N803
+import hashlib
+import hmac
+import logging
+import math
+
+from fastapi import Depends, Form, HTTPException
+from fastapi.routing import APIRouter
+from sqlalchemy.ext.asyncio import AsyncSession
+
+from config import cfg
+from core.deps import get_db
+from db.models.transactions import BalanceTxType
+from external.pally import BillStatus
+from repositories.invoices import InvoiceRepository
+from repositories.users import UserRepository
+from schemas.invoices import InvoiceStatus
+
+router = APIRouter(prefix="/payments/pally")
+
+logger = logging.getLogger(__name__)
+
+
+@router.post("/result")
+async def pally_callback(  # noqa: PLR0911
+    *,
+    InvId: str = Form(...),
+    OutSum: str = Form(...),
+    Commission: str = Form(...),
+    TrsId: str = Form(...),
+    Status: str = Form(...),
+    CurrencyIn: str = Form(...),
+    custom: str | None = Form(None),
+    SignatureValue: str = Form(...),
+    # Optional fields for additional information
+    AccountType: str | None = Form(None),
+    AccountNumber: str | None = Form(None),
+    BalanceAmount: str | None = Form(None),
+    BalanceCurrency: str | None = Form(None),
+    PayerPhone: str | None = Form(None),
+    PayerEmail: str | None = Form(None),
+    PayerName: str | None = Form(None),
+    PayerComment: str | None = Form(None),
+    ErrorCode: int | None = Form(None),
+    ErrorMessage: str | None = Form(None),
+    session: AsyncSession = Depends(get_db),
+):
+    users_repo = UserRepository(session)
+    invoice_repo = InvoiceRepository(session)
+    invoice_id_str = InvId
+
+    logger.info(
+        "Pally webhook received - InvId: %s, OutSum: %s, Commission: %s, TrsId: %s, Status: %s, "
+        "CurrencyIn: %s, custom: %s, BalanceAmount: %s, SignatureValue: %s",
+        InvId,
+        OutSum,
+        Commission,
+        TrsId,
+        Status,
+        CurrencyIn,
+        custom,
+        BalanceAmount,
+        SignatureValue,
+    )
+
+    if Status != BillStatus.SUCCESS:
+        logger.warning(
+            "Non-success payment received - Status: %s, ErrorCode: %s, ErrorMessage: %s, TrsId: %s",
+            Status,
+            ErrorCode,
+            ErrorMessage,
+            TrsId,
+        )
+
+    # Validate signature
+    raw_string = f"{OutSum}:{InvId}:{cfg.pally_token}"
+    expected_signature = hashlib.md5(raw_string.encode("utf-8")).hexdigest().upper()
+
+    logger.debug("Signature validation for TrsId %s", TrsId)
+
+    if not hmac.compare_digest(SignatureValue, expected_signature):
+        logger.critical(
+            "SECURITY ALERT: Invalid signature for TrsId %s - Expected: %s, Received: %s",
+            TrsId,
+            expected_signature,
+            SignatureValue,
+        )
+        raise HTTPException(403, detail="Invalid signature.")
+
+    # Only process successful payments
+    if Status != BillStatus.SUCCESS:
+        logger.info("Bill %s skipped: status=%s", TrsId, Status)
+        return "OK"
+
+    logger.info("Processing successfully paid bill %s", TrsId)
+
+    # Validate bill ID (from InvId field, which contains the order_id from bill creation)
+    if not invoice_id_str or not invoice_id_str.isdigit():
+        logger.critical(
+            "Invalid or non-numeric bill ID in InvId field for TrsId %s: '%s'",
+            TrsId,
+            invoice_id_str,
+        )
+        return "OK"
+
+    # Find bill in database
+    invoice = await invoice_repo.get_by_id(int(invoice_id_str))
+
+    if not invoice:
+        logger.critical("Bill %s not found in database for TrsId %s", invoice_id_str, TrsId)
+        return "OK"
+
+    # Check if already processed
+    if invoice.status != InvoiceStatus.ACTIVE:
+        logger.warning(
+            "Bill %s (TrsId: %s) is already processed with status: %s",
+            invoice.id,
+            TrsId,
+            invoice.status,
+        )
+        return "OK"
+
+    try:
+        # Handle fee scenarios: use BalanceAmount if available (net amount after fees),
+        # otherwise use OutSum (gross amount paid by customer)
+        if BalanceAmount is not None:
+            # Customer pays fees - BalanceAmount is the net amount credited to merchant
+            credited_amount = int(float(BalanceAmount))
+            gross_amount = int(float(OutSum))
+
+            logger.info(
+                "Customer-pays-fees payment: bill_id=%s, expected=%s, gross_paid=%s, net_credited=%s",
+                invoice.id,
+                invoice.amount,
+                gross_amount,
+                credited_amount,
+            )
+
+            # Validate that the net credited amount matches our bill amount
+            if invoice.amount != credited_amount:
+                logger.error(
+                    "Net amount mismatch for bill %s (TrsId: %s) - Expected: %s, Net credited: %s, Gross paid: %s",
+                    invoice.id,
+                    TrsId,
+                    invoice.amount,
+                    credited_amount,
+                    gross_amount,
+                )
+                return "OK"
+
+            amount = credited_amount  # Credit the net amount (without fees)
+
+        else:
+            # Standard payment - OutSum should match bill amount exactly
+            amount = int(float(OutSum))
+
+            logger.info(
+                "Standard payment: bill_id=%s, expected=%s, received=%s",
+                invoice.id,
+                invoice.amount,
+                amount,
+            )
+
+            if invoice.amount != amount:
+                logger.error(
+                    "Amount mismatch for bill %s (TrsId: %s) - Expected: %s, Received: %s",
+                    invoice.id,
+                    TrsId,
+                    invoice.amount,
+                    amount,
+                )
+                return "OK"
+
+        logger.info(
+            "Processing payment: bill_id=%s, user_id=%s, amount=%s",
+            invoice.id,
+            invoice.creator_id,
+            amount,
+        )
+
+        # Credit user balance
+        await users_repo.increase_balance(
+            invoice.creator_id,
+            amount=amount,
+            tx_type=BalanceTxType.DEPOSIT,
+            description=f"payment via PALLY (TrsId: {TrsId})",
+        )
+
+        # Process referral bonus
+        user = invoice.creator
+        referal = user.referal
+        if referal is not None:
+            referal_amount = math.floor(amount * (cfg.referal_bonus / 100))
+            await users_repo.increase_balance(
+                referal,
+                referal_amount,
+                tx_type=BalanceTxType.REFERRAL_BONUS,
+                description=f"referral reward for user {invoice.creator_id} (TrsId: {TrsId})",
+            )
+            logger.info(
+                "Referral bonus processed: referrer_id=%s, amount=%s", referal, referal_amount
+            )
+
+        logger.info("Payment processing completed successfully for TrsId %s", TrsId)
+
+    except Exception as e:
+        logger.exception(
+            "CRITICAL ERROR processing payment for TrsId %s, bill_id %s, user_id %s: %s",
+            TrsId,
+            invoice.id,
+            invoice.creator_id,
+            str(e),
+        )
+        # Don't return early - still mark as success to prevent retries
+        # The balance operation might have partially succeeded
+
+    # Update bill status to success
+    await invoice_repo.update_status_by_id(int(invoice.id), status=InvoiceStatus.PAID)
+
+    logger.info("Bill %s marked as SUCCESS for TrsId %s", invoice.id, TrsId)
+
+    return "OK"
diff --git a/schemas/registration.py b/schemas/registration.py
index dc7ca45..0a2a3eb 100644
--- a/schemas/registration.py
+++ b/schemas/registration.py
@@ -4,9 +4,9 @@ from schemas.providers import ProvidersType
 
 
 class UserRegistration(BaseModel):
-    telegram_id: str | None = Field()
+    telegram_id: str | None = Field(None)
 
-    username: str | None = Field()
-    password: str | None = Field()
+    username: str | None = Field(None)
+    password: str | None = Field(None)
 
     provider: ProvidersType